At SIMPLYLEGAL, we aim to provide comprehensive solutions for our clients. In the wake of the coronavirus, we are doing everything in our personal and professional power to stay up to date and disseminate vital information to our community. Here you will find a variety of resources you can use to mitigate the effects of the coronavirus and continue receiving the legal counsel and support you need.

Small Business Assistance

The coronavirus pandemic is affecting small businesses in a variety of ways. From loss of business to remote operations, conditions are changing rapidly, and many businesses are struggling to adapt. Now more than ever, staying informed is critical for your company’s survival. Here is a list of resources you may be able to attain from the federal government, state government, and various organizations.

Federal Level

• CARES Act – President Trump signed into law the Coronavirus Aid, Relief and Economic Security (CARES) Act, a $2 trillion emergency spending package that provides financial aid to both individuals and businesses.
• SBA Rules For Paycheck Protection Program – The Small Business Administration (SBA) issued the rules that both
  borrowers and lenders participating in the CARES Act’s Paycheck Protection
  Program (PPP) must follow.
• SBA Procedures For Paycheck Protection Program – The Small Business Administration (SBA) has released important information for Independent Contractors, Sole Proprietorships and Self-Employed Individuals.
• Disaster Loan Assistance – Businesses of all sizes, private non-profit organizations, homeowners, and renters can apply for low-interest disaster loans from the Small Business Administration.
• Paycheck Protection Program Fund Renewal and Finding Other Options – On April 17th, the Small Business Administration (SBA) announced that the Paycheck Protection Program has officially run out of money. Learn more about finding different options for income during this time.
• Paycheck Protection Program Loan Forgiveness Application – On Friday, May 15, 2020 the Small Business Administration (SBA), in conjunction with the U.S. Treasury Department, released the Paycheck Protection Program (PPP) Loan Forgiveness Application, along with borrower instructions for the application.
• Federal Housing Administration – On March 20^th, the FHA suspended all foreclosures and evictions for all FHA-insured single-family mortgages for a 60-day period.

State of Florida

• Emergency Order 07/20 – Read more about the Miami-Dade County Emergency Order to stay informed.
• Miami COVID-19 Updates – Visit this page for updates from the city of Miami regarding COVID-19.

Other

• Facebook Grants– Facebook is offering $100M in cash grants and up to $30,000 in ad grants for eligible business in more than 30 countries. Sign up to receive more information about how and when to apply.

Determining which resource will be most effective for your business can be a challenge without extensive research and professional guidance. We will continue to add small business resources to this page, and we invite you to reach out to us with questions.

Call (305) 676-9328 for help finding the resources you need to protect your business.

Employment

With years of experience in business and employment law, we have a powerful understanding of the virus’s potential effects on our society, economy, and workplace. Here are some recent blogs about the pandemic’s legal implications for both employers and employees.

• FFCRA – What Is It and Who Does It Help?
• Ask a Lawyer: W2 or 1099?

As an employer, you may face unexpected challenges resulting from COVID-19. SIMPLYLEGAL can help you navigate this rapidly changing terrain, fulfill legal obligations to your employees, and protect your company from disputes and other issues.

Contact us online or call (305) 676-9328 to learn more about what we can do for employers during COVID-19.

Maintain the Mindset of a Leader During COVID-19

One of the most invisible ramifications of the pandemic is its effect on our mental health. With voluntary and government-ordered quarantines in place throughout the country, many people are suffering from the psychological effects of isolation. Others have loved ones in the hospital or fear for their own health. If you are running a business, you may be experiencing constant anxiety and stress as you wonder whether your business will survive this unprecedented crisis. Here is a list of resources you can use to manage the emotional and psychological effects of the pandemic.

• Your Business vs. A Global Pandemic  an article by Licensed Clinical Psychologist Paola Granados-Radlick, PSY.D. about the emotional rollercoaster business owners endure because of COVID-19. Dr. Granados-Radlick provides guidance for managing this difficult experience.
• Learning To Pivot – Clinical Psychologist Paola Granados-Radlick, PSY.D. discusses the challenges of staying creative, motivated, and energized to make the necessary changes to stay afloat, amid the COVID-19 pandemic.

Virtual Consultations

When you donate $50, $75 or $100 to Handy, we will schedule an online conference to discuss your legal needs, address your concerns, and answer any questions you may have. While many businesses have temporarily closed, SIMPLYLEGAL understands that you may need our support now more than ever, and we are ready to help you find the solutions you need.